Can you be sued for credit card debts? The short answer is "Yes". A creditor can file a legal action and attempt to get a judgment attached to your credit. However, because your account probably isn't backed by any collateral, the judgment won't attach to any of your personal property.
A better question might be "Will you be sued for credit card debts?" The good news is that in many cases it isn't very likely. The first thing to understand is that a creditor probably won't consider filing suit until after you until you a minimum of 60 days late. Their first option is to get you to pay in some other way.
They would rather use other means of getting your payments because the legal methods are often expensive and time consuming. There are several things that a collector might do to get you to pay:
1) Your creditor will probably call and threaten to put negative marks on your credit rating or lowering your score in order to pressure you.
2) They may begin by calling any co-signer to your account and seeing if their harassment will cause them (or you) to pay the bills.
Also be sure to check the Statute of Limitations on how long a creditor can attempt to collect from you. The ranges from state to state, but is can be as short as 3 years and as long at 10. In any event, it helps to know how old your debt is to avoid having legal threats scare you into paying off something that a creditor ordinarily wouldn't be able to enforce through legal actions.
So to answer the question, "Can you be sued for credit card debts?" is Yes, but if you are educated and informed, you should be able to avoid paying undue fees, and uncollectible accounts. You can also fight against many suits that are simple to defeat because most collection companies won't take legal action if you put up a fight.
These companies count on you "not showing up" so that they can get default judgments, or so that they don't have to substantiate their claims. With a little effort you can maximize your best interest and keep your creditors at bay until you are ready to settle or resolve the situation.