The best way to find the best current deal (s) on credit cards can be a tricky business. First off, many of the resources for such are very biased in their reviewing. This is due to the fact that they may have a business arrangement of some sort with the cards that are being reviewed. In such cases cards that offer no sort of compensation programs to media publishers may be completely excluded; even if the offer itself is superior. Neverheless, one can still navigate various sites and still find many offers with extremely competitive interest rates.
Many websites feature various reviews that offer numerous details and facts about particular cards with low interest rates. Also many sites such as this feature a "low interest credit card search engine" where you can input the various features that you would like in a credit card, obtaining the results with a single click. Your search for low interest credit cards can be limited to either specific interests and / or hobbies of yours; say bass fishing for example, or you can stick directly to simply searching to obtain a credit card with the lowest possible interest rate.
Interest rates vary widely from credit card to credit card, so conducting a vigilant search is always in your best interest. Some credit card loans are secured by real estate (such as your home), and can be as low as 6 to 12% in the United States (as of 2005). Most of these credit cards have interest rates between 7 and 36% as this depends very much on the bank's risk evaluation methodology and the borrower's credit file's condition. In lieu of this it is a good idea to also know the condition of your own credit record and be prepared to be realistic in the expectations of what credit cards you actually can get approved for.
Also it is important to understand that there are additional savings that can be found with other benefits to a card besides the savings that can be made by obtaining one with a lower interest rate. Cardholders are also extended a number of cherry benefits such as emergency and travel assistance, purchase protection and travel accident insurance with many cards that are currently offered on the market.
Many, if not most credit cards also offer a great introductory rate when you transfer your balance from another credit card. This situation has and is used by many today to gain great savings and it serves as a great way to increase your interest savings on your credit card account. Sometimes in fact it is not even necessary to transfer a balance to obtain the introductory rate. This depends on the particular offer itself however.
In short, with a little patience and attention to detail, one can generally easily find the latest and greatest credit card offers that are on the internet.