How to Find a Trustworthy Online Free Credit Report

Looking for a reliable and trustworthy online free credit report but unsure of where to find one? When you are looking for a reliable company to provide your report, you need the company to be able to keep your private information safely without allowing your privacy to be invaded. The information that is in question includes personal data such as your address, credit history, criminal records as well as information of your properties. You would also want the company to be able to provide you with the free credit report every twelve months as specified by the Fair Credit Reporting Act (FCRA).

The three companies that have been entrusted with this task are Equifax, Experian and TransUnion, and for your convenience, they have jointly created a reliable website for you to obtain your report. The website that I am talking about is annualcreditreport.com, where you could apply for your free report every twelve months once using the Annual Credit Report Request Form. Once you have completed this form with all the relevant information, you would need to mail the completed application form to Annual Credit Report Request Service, PO Box 105281, Atlanta, GA 30348-5281. The reliability of this site is further enhanced by the fact that you can order reports from all three companies at the same time.

This website is fully endorsed by the FCRA, thus you do not have to worry about its reliability or trustworthiness. The FCRA also constantly reinforces its standards when it comes to these reports from all three of the mentioned companies, so rest assured that your credit reports would come to you in the best and most accurate of conditions. Generally, credit reporting companies are extremely dependable and consistent in their reporting procedures and results, nevertheless if you are unhappy with the quality of your report, you could call 1-877-322-8228 and inquire more on the report that you received.

In terms of your privacy, your rights are well-guarded by the Federal Trade Commission that ensures that all three companies adhere to the privacy guidelines that are set by FCRA. Thus, do not fall for other scams or hoaxes when it comes to obtaining to your reports, as the other websites would most probably be illegal and illegitimate.

All the best with your application, and make sure that you obtain your free report without fail annually!

Source by Vignes Chandran

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