Did you know that you can remove West Asset Management from your credit report yourself?
It’s true and in this article you’re going to discover the tried and true simple ways to get West Asset off your back for good. And oh yea, don’t be scared… it’s really a simple process.
So here’s the steps to take to start the disput process to remove them from your credit report…
1. Pull your Credit Report
So the first thing you want to do is to pull your credit report from Transunion, Experian, FreeCreditReport, or you can get it for free from AnnualCreditReport.com. The paid version from the former companies will give you the credit score which is essential to seeing how your credit score will improve.
The free version will just give you the listings, late payments, charge offs, etc on your credit report. So once you have your report the next thing to do is to…
2. Categorize Your Negatives
This is easy, just see the negative items on your report such as late payments, inquiries, charge offs, judgements, and put them into those categories. For each of these categories you will then send a “proven” credit repair letter to the bureau.
For West Asset Management, which is most likely a late payment or charge off you can send a letter to dispute the item from your report.
3. Send a Dispute Letter
This is the easy part. Once you have the items categorized you can now send a dispute letter to the bureau that is reporting the items. So if your West Asset is being reported from Experian, go ahead and send the dispute letter to them and pretty much wait.
The typical waiting period to hear a result if your negative has been removed is about 25 days. As a law, the credit bureau’s have to report back to you within 30 days. If they don’t they have another 15 days to report and if they don’t then, then your negative will come off your report, but don’t count on that.
That’s the simple system 🙂