How You Can Get a Credit Card Without a Bank Account

If you want to know how you can get a credit card without a bank account there is hope. One of the best options is to get a prepaid credit card. They are fully functional and are fairly easy to get and require no credit checks.

They work in the same way as major credit cards and they are accepted everywhere credit cards are accepted. There is no chance of overdrawing. The cards are pre-funded which means when a determined amount is spent the card has to be reloaded before it can be used again. Also there are not any limits on spending as with credit cards.

There are many other benefits to using a prepaid card such as the convenient spending power without any fees and high interest rates. Plus a prepaid credit card will help establish credit history.

Before getting a prepaid credit card it should be established that the card offers the same rewards and incentives as credit cards and the card should be accepted all around the world and offer ATM access for cash withdrawals.

Also prepaid credit cards should have low APR rates and offer customer support. It is extremely important to have good customer support with these type of cards in case a problem arises.

There are a wide variety of prepaid cards available to choose from and comparisons of features and rates should be made before the final decision is made.

Prepaid cards are an excellent choice for those who do not have a bank account.

Source by Benjamin Wise

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