In today's hard times identity and credit theft is on the rise. People will literally steal your identity for many reasons such as: applying for credit cards, medical insurance, and employment just to name a few reasons. Millions of peoples lives are ruined each and every year to this horrible crime.
Fortunately, there are services that can stop identity and credit card theft. These services are very good and they will keep your identity as safe as possible. The way they do this is by keeping an eye on your credit report by the three bureaus; Experian, Trans Union, and Equifax. Whenever something new is added to any of your three credit reports you will be notified by an email alert immediately from the identity theft service so you will know right away if something does not seem right.
Also, more great benefits to having credit and identity protection is that if unfortunately your identity was stolen they will help you restore your credit to pre theft status at no additional cost.
These programs can do more than just monitor your three credit reports and help you fix past and present identity theft problems, they will also show you reports of all of the public databases that have access to your credit and private information. They will also help you remove your information from those databases so your identity will not fall into the wrong hands of a criminal.
I personally think these services are great because if you do fall victim to this crime it will be noticed right away. Credit and identity theft can sometimes go months or even years without being noticed and can potentially cost you a lot of money and time trying to fix the damage that can ruin your life.