Do you have to have a credit check run when you rent a car? Under normal circumstances you do not have to have one run, but there are situations where one may be required. You can find out more about this in the rest of this article.
Most car rental agencies require that you be at least 25 years old and have a valid credit card in order to rent a car. If you meet both of these qualifications then you shouldn't have any problem finding an agency that will rent you a car without a credit check. Don't hesitate to ask before giving them any information though if you are concerned about this. On the other hand, if don't have a credit card they may run one to make sure you are a decent credit risk.
Now that debit cards are so popular, many agencies will use them the same as a credit card. However if you plan to use a debit card, make sure to verify that it is acceptable before you arrive to pick up your car. After all you don't want to be stranded with no means of securing transportation. If you are worried about them running a check, make sure that you ask if one is required when you are using a debit card. It also helps if your card has either the Master Card or Visa logo on it. Whether you are using a credit or debit card, all of the information tied to the card needs to match the information on your drivers license in order to avoid delays. If you have moved it is a good idea to bring proof of your address with you. A utility bill and / or a bank statement usually are enough.
If you are using a debit card, it may take longer than usual to rent a car and the company that issued your card may place a hold on a certain amount of your funds. Make sure you have enough in your account to cover anything like this to avoid any possible problems.
When you try to use cash to pay for a rental automobile there is little doubt that a credit check will be run if you can even find an agency that will rent you one for cash. Most agencies that do accept cash still require that you have a credit or debit card on file in order to protect them. This way you can rent an automobile and pay for it in cash when you return it.