Are you interested in applying for cashback credit cards? Before you apply for this type of credit card, it is important to know that the majority of the best cashback credit cards require that an applicant has an excellent credit score. Remember to study all the features and charges of each card, and not just the offers that give you cash back or bonus points.
Make it a point to know the interest rate during and after the introductory offer, the duration of the introductory offer, the annual fee, and other details of the fine print, every time you make a credit card application.
If you are interested to apply for cashback credit cards, you should try the American Express Card. It offers five percent of cash back when you use it to buy fuel for your car. You will also enjoy a zero percentage introductory APR, no annual fee, and a fixed transfer fee of 4.99 percent.
This card also lets you set up an automatic monthly bill paying system that gives cash back on telephone and cable bills, parking fee, and even transportation expenses. This card even allows you to order more than one card on the same account, in the name of any family member 18 years or older, at no additional activation charge.
One feature that makes this card one of the best cashback credit cards is the convenience of being able to keep track of your expenses and card use for tax preparation and budgeting. An online feature called Summary of Charges permits you to access their account information for the year year. It allows you to sort the use of the card by vendor or merchant name, by date, or by the amount of the charge.
It's easy to categorize the charges and review them by category. It allows you to assign a travel category, a business equipment category, a restaurant category, and so forth. Other online information available include, monthly charge totals, billing information, and a history of the payments on the card balance
Cashback credit cards also make point of sale purchases easy. You just have to hold the card up to the point of the point of sale reader. You do not have to sign anything or to swipe the card. Other features and benefits, along with those mentioned here makes the American Express Card, one of the best cash back credit cards available in market today.