There are several cash back credit cards on the market today. Just like any other traditional card, you should be aware of the terms and service in the application for the card. Some cards have variable interest rates that can escalate beyond 20%. Also, when dealing with 0% interest rates and introductory periods, it's important to note that ever your interest rates will rise.
The most popular cash back credit card is the Discover card. Discover typically offers cash back rewards automatically for all purchases made. In special circumstances, Discover offers double reward points for shopping with their partners. Also they have some of the best customer service available.
Visa typically offers a variable APR card; however, they typically offer at least a 1% in cash back credit. Sometimes these cards can cover accidental travel insurance as well as having no annual fee. Visa is known for their low introductory APR on balance transfers and their online account access.
Occidentally, you can find cards available through your memberships, such as Costco or Sam's Club. These cards have the added perk that you get an additional savings by shopping with your membership and cash back credit card. So, pay attention to what your memberships offer for credit cards.
By using your card, you can accumulate extra cash to pay your bills. But like any other credit card it's important to read the terms and conditions carefully in any credit card application. Some credit cards have interest rates that start low and increase rapidly. If you're not careful, you could rack up lots of credit card debt.