A majority of the population these days are faced with the problem of debt. It is sad but true that roughly around 170,000 home owners are forced into foreclosure in the United States every year. Then again there is the serious problem of identity theft which unfortunately is on the rise. Therefore, to be on the safe side it becomes pertinent that you know your status and keep track of your credit report constantly.
You can have a review of your credit card report anytime just by paying a small amount. Yet another attractive option for you in case you are not one to be satisfied with just an annual report is to opt for the credit report that comes absolutely free. What you can do is write to any of the three main credit reporting bureaus asking for a copy of your report. To avail for this totally free report, enter your data in order to secure your report. In this case, you will be required to supply your full name, social security number, phone number, date of birth and your current address in order to divulge into your credit record.
There are also many online services that offer totally free credit report. You can have access to your credit profile anytime with such a service. You can constantly keep track of every detail and can repair your profile if you plan to make major purchases. All you need to avail for the service is your password of associated account. Make sure that you keep changing your password constantly so as to to keep away others from accessing your report.
If you haven't done a check on your report of late, it would be advisable to do it immediately and if there are any errors get them fixed at the earliest with this concept of a totally free credit report. You can be rest assured that your credit report is safe and secure by keeping abreast with the times.